​​​DISCLOSURE
 

Zenvest Home Loans (Zenvest) trades under Wetton Services Ltd (WSL) and provides financial advice under InsureRight’s Financial Advice Provider licence.

 

Your financial advisor

Krystiana Wetton holds the New Zealand Certificate in Financial Services (Level 5) in the following strands: Core, Residential Lending, Life and Health Insurance, and Investment. This allows her to provide financial advice on:

• Residential lending (mortgages)

• ​KiwiSaver

• ​Personal risk insurance (life, income, disability and health Insurances)

 

​​​​​​​​KiwiSaver

​We have researched the KiwiSaver market and work with a select number of providers we believe best meet the needs of our clients. We currently work with Booster, Generate and NZ Funds.

 

​​​Fees and commission

​​We do not charge our clients for our KiwiSaver advice. KiwiSaver providers pay us a one-off commission of $30-$300 and a monthly commission of 0.2% to 0.5% of funds under management. ​KiwiSaver provider fees, as outlined in their Product Disclosure Statements, are deducted from your KiwiSaver accounts.

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​​DECLARATION

 

​​Financial advisers are bound by the duties in the Financial Markets Conduct Act 2013, being to:

• ​Meet the standards of competence, knowledge, and skill and the standards of ethical behaviour, conduct and client care set out in the Code of Professional Conduct for Financial Advice Providers

• ​Give priority to your interests

• ​​​Exercise care, diligence and skill

 

Privacy

​​Your personal information will be used by Zenvest, lenders, product providers, credit reporting agencies, referrers and other parties as per their privacy policies. Go to zenvest.co.nz for our privacy policy and summary of terms.

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Complaints

Please tell me if you have any concerns about my service. Contact us via info@zenvest.co.nz, 027 502 8081 or write to 54 Queens Road, Glen Avon, New Plymouth 4312. If we cannot agree on how to resolve the issue, contact the Financial Dispute Resolution Service via enquiries@fdrs.org.nz, 0508 337 337 or write to PO Box 2272, Wellington 6140.

 

​By agreeing to these terms and conditions, you agree to the following statements.​

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• I give Zenvest authority to act on my behalf with KiwiSaver providers,

• I have read and understand the adviser’s Disclosure (above), including details of commission and fees. I agree on the circumstances in which I may need to pay fees to the financial adviser.

• I consent to receiving electronic communications from Zenvest Home Loans

• I acknowledge phone calls may be recorded for compliance and training purposes

• Any information I provide will be true and correct

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